Goldilocks Returns


“Frugality includes all the other virtues.” – Cicero



Domestic stocks leapt ahead last week as the latest jobs report inspired renewed confidence in our economic standing. The S&P 500 added 3.54%, and the Dow gained 3.25%.[1] The NASDAQ erased its losses from February’s market correction to hit a new record close while growing 4.17% for the week.[2] International stocks in the MSCI EAFE increased by 1.79%.[3]


In addition to solid stock growth, Friday, March 9, also brought a significant milestone in the markets: the 9th anniversary of our current bull market. The Dow is now in the midst of its longest-ever bull run, and the S&P 500’s bull market is its 2nd-longest and -largest ever.[4]


To put the recovery in perspective, 9 years ago, the S&P 500 closed at only 676.53. By market’s close last Friday, the index was at 2,786.57-more than 4 times its value at the bull market’s start.[5]


What drove last week’s market performance?

While talk of tariffs on aluminum and steel imports affected stocks last week, a major jobs report was arguably the biggest market mover.[6] The Bureau of Labor Statistics released its latest jobs report on Friday, and the numbers relieved many investors’ inflation concerns. The data showed that the economy added 313,000 jobs in February – far more than what analysts expected.


At the same time, wages only grew by 2.6% from this time last year, below the prediction.[7]


What does this data mean?

Bloomberg called the labor report a “‘Goldilocks’ scenario,” because it indicates that the economy is neither too hot nor too cold. The data reveals that many people are returning to the workforce, but wages are not increasing fast enough to trigger significant inflation.[8]


This jobs report also contrasts with last month’s data, which showed wages rising faster than expected. That report contributed to February’s market correction.[9]


Ultimately, some analysts believe the latest data implies that inflation is less of a concern, and the Fed may only increase interest rates 3 times this year.[10]


Later this month, Federal Reserve leaders will meet to determine whether to raise interest rates and will also provide their latest economic projections.[11] Looking ahead, we will continue to analyze the interplay between labor, inflation, and interest rates – and how these forces may affect your financial life.



Tuesday: Consumer Price Index
Wednesday: Retail Sales
Thursday: Jobless Claims, Housing Market Index
Friday: Housing Starts, Industrial Production, Consumer Sentiment

Notes: All index returns (except S&P 500) exclude reinvested dividends, and the 5-year and 10-year returns are annualized. The total returns for the S&P 500 assume reinvestment of dividends on the last day of the month. This may account for differences between the index returns published on and the index returns published elsewhere. International performance is represented by the MSCI EAFE Index. Past performance is no guarantee of future results. Indices are unmanaged and cannot be invested into directly.



Flatbread Cubano Sandwiches


Serves 4



  • 4 ounces lower-sodium Swiss cheese, very thinly sliced
  • 4 ounces lower-sodium deli ham, very thinly sliced
  • ½ cup thinly sliced dill pickles, patted dry
  • ½ cup packed fresh cilantro
  • 8 (6″) flour tortillas
  • Spicy brown mustard, for serving



  1. Spray a large baking sheet with nonstick cooking spray.
  2. Distribute lower-sodium Swiss cheese, lower-sodium deli ham, dill pickles, and cilantro on 4 flour tortillas on the prepared sheet.
  3. Put another flour tortilla on top of each.
  4. Spray the tops with the nonstick cooking spray.
  5. In 475°F oven, bake until bottoms are golden brown, 6-8 minutes.
  6. Use spatula to turn over sandwiches.
  7. Bake until deep golden brown and crisp, 6 minutes.
  8. Serve with spicy brown mustard.


Recipe adapted from Good Housekeeping[12]



Keep It Simple for a Powerful Swing


Many golfers spend a lot of their time examining and analyzing every detail of their swings: the grip, the body rotation, the movement of the clubface, the shifting of their legs during the swing, the feet placement, the torso twisting, even the mental gymnastics of the single most important part of the game.


With all this deep thinking, what happens most of the time? The mechanics of the swing gets entangled in a wide and nuanced mesh of tricks and techniques, some of it committed to distant memory, some loosely incorporated into your game, and some long forgotten.


Occasionally, the pros call players back to the basics. Their advice: Keep it simple.


Here are 3 tips to simplify your swing:

  1. The address and backswing: Stay centered. Keep your weight neutral at address. Support your weight equally on both feet. However, do stay cognizant of the weight on the inside of your right foot.
  2. Keep it even during the downswing: Many players shift their weight away from the ball during the backswing and then back to the front during follow-through. Try instead to emphasize rotation – taking a page from the baseball players’ handbook.
  3. Build speed in the downswing and follow-through. The caveat: Don’t let your hands generate the speed. A better way: Allow the speed to increase on the way down on the swing so the fastest is at ball contact. Picturing the swing as a clock, the highest club speed should be between the 7 o’clock and 4 o’clock positions.


Returning to the basics can sometimes improve your game significantly.


Tip adapted from Golf Digest[13]



Managing Migraines: How to Stop the Pain


The migraine – and its painful brethren, the tension headache and the sinus headache – is … well … a big headache. So, what can you do to prevent a migraine, and how do you reduce the pain if you do get one?


Here are some top tips to put the squeeze on the ache:

  • Keep Cool. Use an ice pack on your forehead, scalp, or neck. Experts believe reducing blood flow may lessen the pain.
  • Go Over the Counter. For pills, that is. Painkillers like ibuprofen and naproxen reduce the inflammation that causes the pain. Aspirin and acetaminophen also help.
  • Go Go Java. Caffeine in coffee helps provide mild relief. It also helps your body absorb medicine more quickly.
  • Peace and Quiet. Loud and bright aren’t good for headaches. Find a place that’s quiet and dark. The lack of stimuli will make recovery faster.
  • Get a Move On. Exercise is great for preventing headaches. But don’t exercise when you have a headache.
  • Maximizing Magnesium. Studies indicate this mineral may help prevent a headache. However, it won’t relieve one you already have. Magnesium is in dark-green vegetables, whole grains, and nuts. You can also get it in supplement form.
  • Nighty Night. A good night’s rest is a good way to help prevent migraines. But watch the time. Too little (or too much) may actually trigger a headache. Try for 7-8 hours per night.
  • To B or Not to B. We’re talking vitamin B2, which is riboflavin. It’s found in milk, cheese, fish, and chicken.


Finding relief can be as easy as implementing a few preventive measures.
Tip adapted from WebMD[14]



Put an End to Junk Mail: Go Green at Home


A lot of trees go into making your mail. In fact, it takes half of a tree to make a carton of 100%, non-recycled, 20-pound copier paper.


Do the mailbox math and a lot of trees go into keeping you abreast of store deals and discounts, account balances, notices, and current events.


How can you make your mailbox go green? Here are 10 tips for creating a more environmentally friendly postal service:

  1. Set a goal of receiving no mail. Many service providers and banks offer paperless services.
  2. Go to The Data and Marketing Association to get yourself removed from businesses’ marketing lists.
  3. Every month or so, call or email companies that send you unwanted mail.
  4. Mark “refused, return to sender” on unwanted letters with “return service requested,” “forwarding service requested,” “address service,” or “change service requested.”
  5. Call 888-5OPTOUT or go to to block receiving unsolicited credit card offers.
  6. Contact Val-Pak Coupons and Valassis to be removed from direct marketers’ lists.
  7. Call your credit card companies and ask them to stop selling your name to marketers.
  8. Don’t fill out “contest” cards. Businesses are often only looking to expand their prospects’ lists.
  9. Write “do not sell my name or address” on letters or correspondence when you donate money or order products or services.
  10. Read online news and magazines rather than paper.


Going green – and saving the trees – can be remarkably easy in the digital society.


Tip adapted from Global Stewards[15]


Edward Storer & Associates’ The Tax Advisory Group LLC, is an independent tax preparation and planning firm. Tax services offered are to help business owner and individuals create sound tax strategies that are custom suited to their needs and objectives.
Edward Storer & Associates’ Independent Financial Services LLC, is an independent investment firm.  Investment Advisory Services offered are through Financial Gravity Wealth.  All investments carry a certain risk and there is no assurance that an investment will provide positive performance over any period of time. Information obtained from third party resources are believed to be reliable but not guaranteed. Past performance is not indicative of future results.
Edward Storer & Associates’ Independent Insurance Advisors LLC is an independent insurance firm. Insurance Services offered are to help business owners and individuals create insurance strategies using a variety of insurance products custom suited to their needs and objectives.
Edward Storer & Associates in association with our attorney groups can help assist with various legal matters – all under one roof. Edward Storer & Associates themselves are not attorneys.

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